A while back I ran a 13/42 with a 130/90 rear tire. It was in a very comfy rpm range when cruising at highway speed, but had no passing or pulling power, mostly wide open and lugging with it everywhere. I would see a similar actual speed to what the stock speedo read. It would top out near 90 in a tuck on a long flat stretch. I commute mostly at about 65mph, then ride on tight single track with not much in between. For me, that setup was nice for the single track too, just leave it in second for the most part.