Pretty much all factory bikes (at least the ones intended for road use) don't come with a master link but with an endless chain. Every rivet is exactly the same.
You can buy chain tools pretty cheap on ebay. I bought my kit for about 30€, not the best of tools, but it does its work fine. Works both for rivet type and clip type master links. I would not risk doing it without, too much potential for something to go wrong, or at least slice your hand open with a screwdriver or whatnot. As I said the cheap one has worked for 2 chains on my wrr so far.
One side note: to remove the stock endless type chain, you should grind the head of the rivet off, or risk breaking the tool. The pressing tool is meant to be able to push out rivet type master links, they have a 1mm or so hollow section in the beginning where you rivet. These can be simply pushed out with the tool. Since all of the endless chain rivets are solid, you will have a hard time pressing it out. I did manage to push it out with the tool without grinding its head, but almost broke the tool in the process (some of the threads are toast now
).