Well I am gonna be tearing into the bike today to see what I can come up with. I can probably glue it back together like others have done, but that won't solve the bigger problem of how fragile it is. I am not to familiar with aftermarket radiator guards, but most protect the front fins, I need side and maybe rear protection, and then it has to play friendly with the ims tank.
I do consider laying the bike down at slow speeds to be normal for a dirt bike. Now while I don't expect Yamaha to take ims fuel tanks into consideration. It does sound like this is a pretty weak link in their system from some other posts I have read.
I was doing really tight single track in 1st gear, the fan was running about 70% of the time before failure. Luckily I was almost back to the truck, about 3 miles out, so I only had to let the bike cool down once, but having to stop every 10 minutes for the temp light to go off would have really sucked earlier in the day.